Invora vs Xero

    The free Xero alternative — for UK & Australian freelancers.

    If you're paying £33 or A$80 a month just to send invoices, you're paying for accounting features you don't use. Invora handles invoicing, payments, and contracts for free.

    Try the free Xero alternative
    UK · Australia · Free unlimited invoices · Stripe & GoCardless · Auto-chase · Multi-currency
    01 / Feature comparison

    Invora vs Xero, feature for feature.

    Xero is full double-entry accounting. Invora is the invoicing, payment-link and follow-up layer freelancers actually use — without the monthly subscription.

    Capability
    Invora
    Xero
    Send a branded invoice
    Free, unlimited
    Starter plan caps invoices per month
    Stripe / GoCardless payment link
    Embedded by default, no per-txn markup
    Available, plus Xero's transaction fees on top
    Auto-chase overdue invoices
    Built-in email agent, included
    Invoice reminders only — no AI follow-up
    Contracts + e-signature
    Same workflow, same client
    Not included — needs a separate tool
    Multi-currency
    Per-invoice on every plan
    Established plan only (top tier)
    VAT (UK) & GST (AU) on invoices
    Per-line tax rates, MTD-friendly export
    Full bookkeeping, but you pay for the ledger
    Setup time
    Send your first invoice in under 5 minutes
    Chart of accounts, bank feeds, conversion balances
    Pricing
    Free forever + one-time AI credits
    £16–£59 / mo (UK), A$35–A$115 / mo (AU)
    Start invoicing freeSee the invoice generator →
    02 / Pricing & ROI

    The math on switching from Xero.

    For freelancers who only need invoicing, Xero's subscription is pure overhead. Here's what most users save in the first year on Invora.

    1. Lever 01

      £192 – £708 saved per year (UK)

      Xero's Standard plan runs £33/mo and Established £59/mo. If you only need invoicing, that's £396–£708 a year you keep — Invora's invoicing is free.

    2. Lever 02

      A$420 – A$1,380 saved per year (AU)

      Xero AU charges A$35–A$115/mo. Sole traders and freelancers who don't need full bookkeeping spend that on invoices alone. Invora replaces the invoicing layer at zero subscription.

    3. Lever 03

      Get paid 8–14 days faster

      Every Invora invoice ships with a Stripe / GoCardless link and an automated follow-up sequence. Clients click instead of cutting a cheque, and overdue chasing happens without you opening your laptop.

    4. Lever 04

      One tool, not three

      Contracts, invoices, and payment links in one workflow. No Xero + DocuSign + Stripe + reminder app stack to keep glued together.

    Invora

    £0 / A$0

    Unlimited invoices, branded PDFs, payment links, auto-chase. AI credits one-time.

    Xero UK

    £16 – £59 / mo

    Starter is capped on invoices; multi-currency only on Established (£59).

    Xero AU

    A$35 – A$115 / mo

    Same tiers, AU pricing. Multi-currency requires the Established plan.

    Stop paying for invoicingSee Invora pricing →
    03 / Who switches

    Who leaves Xero for Invora.

    • Profile

      You're a sole trader or freelancer

      You bill 5–40 invoices a month and don't need a full general ledger. Invora gives you the invoice + payment + contract layer without a £33/mo subscription.

    • Profile

      Your accountant handles the books

      Export Invora invoices as branded PDFs or CSV and hand them off. Your accountant doesn't need access to your invoicing tool.

    • Profile

      You want clients to pay faster

      Embedded Stripe links + automated chase emails close the gap between 'sent' and 'paid' without changing your workflow.

    • Profile

      You bill in multiple currencies

      Invora supports per-invoice currency on every plan. Xero locks multi-currency to the Established tier (£59/mo UK, A$115/mo AU).

    Generate your first invoiceNeed a contract too? →
    04 / FAQ

    Invora vs Xero, answered.

    Honest answers about where Invora replaces Xero — and where it doesn't.

    • For invoicing and getting paid — yes. Invora replaces the invoice, payment-link, and follow-up layer of Xero with a free, unlimited tool built for freelancers and small teams. Invora is not full double-entry accounting; if you need bank feeds, payroll, and a general ledger, keep Xero (or pair Invora with your accountant's bookkeeping).
    Get started

    Send your first invoice without the £33-a-month tax.

    Free forever. Unlimited invoices. Branded PDFs, Stripe & GoCardless links, auto-chase, contracts. The Xero alternative built for UK and Australian freelancers.

    Generate an invoice free

    No credit card. No subscription. Free forever for core invoicing.